Talk to a licensed adviser
General information only, not financial advice. Life Insurance NZ is not a financial adviser, financial advice provider or insurer, and nothing here is a recommendation about cover for you. How we are paid.
The one thing we cannot do for you

Talk to a licensed financial adviser

Everything else on this site is general information. Advice about your own cover — whether you need any, how much, which policy, what to do with what you already hold — has to come from somebody licensed. That is not us, and here is how to reach somebody it is.

Not financial advice. We are not financial advisers and we give no advice. Introductions are not open yet: we have no referral agreement in place, so we are not passing anybody's details to anyone. The page below tells you how to find and check a licensed adviser yourself. Read the disclosure.

Introductions are not open yet

We would rather say that plainly than take your details and work out what to do with them afterwards. There is no signed referral agreement with any adviser firm at the moment, so this page collects nothing to pass on, and nobody’s details are going anywhere.

When it does open, this page will name the firm, its FSP number, its own disclosure statement, its dispute resolution scheme and the exact fee it pays us — all on the same screen as the button, before you tick anything.

How to find a licensed adviser yourself

  1. Search the Financial Service Providers Register. It is free, public and run by the Companies Office.
  2. Check the entity name matches the business in front of you, and which services it is registered for.
  3. Check its dispute resolution scheme. There are four approved ones: Banking Ombudsman (BOS), Insurance and Financial Services Ombudsman (IFSO), Financial Services Complaints Limited (FSCL), Financial Dispute Resolution Service (FDR).
  4. Ask for their disclosure information, and ask how they are paid.

There is a longer walk-through in how to check a financial adviser is licensed.

Open the Financial Service Providers Register

Tell me when introductions open

An email address and nothing else. It is never passed to an adviser, an insurer or anybody else, we will use it once to say that introductions have opened, and you can ask us to delete it at any time.

What an introduction is, and is not

  • It is us recommending that you obtain financial advice.Schedule 5 cl 7(d) of the Financial Markets Conduct Act 2013 puts that outside the definition of financial advice: “recommending that a person obtain financial advice:” It is the only recommendation we make.
  • It is not us advising you. We do not assess your situation, we form no view about your cover, and we take no part in what the adviser tells you. We do not see it.
  • It is not a commitment. Talking to an adviser does not oblige you to buy anything.
  • It is not free to us. We are paid for it, by the adviser firm, and we tell you that before you decide rather than in a footer.

What we will never ask you for

Health or medical details, whether you smoke, your income, or your date of birth. None of it is necessary for an introduction, and the Privacy Act 2020 says to collect only what is necessary for the purpose. The adviser asks what they need, directly, once you are talking to them.